Preferred Partner Spotlight: Idaho Central Credit Union

Idaho Central Credit Union has been serving members for over 80 years. In 2015, they expanded to North Idaho with a branch in Coeur d’Alene. Since expanding to North Idaho, there are now four ICCU branches in the Coeur d’Alene area as well as additional branches in Lewiston and Moscow. They have also expanded to Spokane with two branches open already and more planned for the Washington area. While growth is vital to their success, they remain focused on their mission of “helping members achieve financial success.” ICCU stands out from other financial institutions by investing in and supporting the communities they serve, and Couer d’Alene is no exception. North Idaho welcomed ICCU with open arms and the credit union is devoted to returning that goodwill. You’ll see team members donating to local charities and nonprofits, walking in parades, and doing random acts of kindness throughout the neighborhoods where they live and work. That’s what makes their team of North Idaho Mortgage Loan Officers so special. They love helping others, and along with the competitive home loan products they have to offer, service with a smile comes naturally.

Idaho Central is the #1 mortgage lender in the State of Idaho, based on 2022 county data. Sure, they offer the basic run-of-the-mill mortgage loan products like fixed- and variable-rate home loans, but what sets them apart is their robust portfolio product offerings. Take, for instance, the ARM First-Time Homebuyer 100% Financed product where first-time homebuyers can get into a home with as little as $1,000 down. They also just introduced a 40-Year First-Time Homebuyer loan that offers a fixed rate for a longer term, which equates to lower monthly payments. Not to mention Jumbo Financing, Condo Financing, Manufactured Home Loans, Doctor Loans, IHFA, FHA, VA, RD Loans, and more. They have a variety of loans for a variety of needs, plus extra features that benefit ICCU members: