Life has an interesting way of unfolding. Every moment leads into the next, and the best way to experience it is to enjoy it. This does not mean to let it pass you by but rather means to take control of what you can and graciously accept what you can’t. It means to take control of what matters most to you.

 

Eddie Garcia, Private Wealth Mortgage Banker with US Bank, approaches everything in life with this outlook. He does what he can and avoids stressing over the small stuff. “There is so much out of your control, and you can’t stew over things,” he elaborates. “Control what you can and make sure you begin every day with a grateful mindset.”

 

Eddie was born in Santa Clara and attended high school in San Jose. He is the youngest of six. He attended San Jose City College for a year before joining the military where he served for four years. As a US Navy Corpsman attached to a US Marine infantry unit for all four years, he spent his time in Camp Pendelton in Southern California, Okinawa Japan, and South Korea.

 

He shares that joining the military was likely the most pivotal moment of his life. “That made me grow up quickly. I got to build lifelong friendships with various personalities and people from all states. I got to be a chameleon in being friends with many personalities and people with opposing opinions.”

 

He explains how being in the military is all about teamwork and accountability. In addition to developing his communication skills, it taught him to be true to his word as others continuously depend on him. Eddie summarizes these strengths he learned from his military experience as “to have integrity and don’t judge.”

 

After his service in the military, Eddie worked in the medical field performing medical history exams. “I was working two medical jobs and going to school in Los Altos to try to get into Stanford’s Physician Assistant Program when a high school buddy who was in the mortgage broker world convinced me to get into his field. That was January 2001 and I never looked back.”

 

“The business was enticing because of flexible hours, and you got paid well. You got paid what you put in. I was great at sales and networking.”

 

As an experienced Mortgage Loan Officer, Eddie takes pride in being able to “make dreams come true” for buyers purchasing their first or second home. He shares that he is in Private Wealth which allows him to finance up to 75 million dollars if needed. He is also in lot loan financing and construction financing in all 50 states.

 

Eddie’s greatest professional advice is to be present and positive. “We are in a relationship business. Always be connecting with good positive people. Nobody has time for negative energy. The foundation of my business has been based on knowledge, integrity, honesty, and providing the best service possible to my clients by being a key partner to my company’s goals and values while supporting my team.”

 

As a bolster to this, he lists his favorite quote as “You have to be present to WIN!” He further emphasizes that in-person relationship building and networking are paramount for success.

 

Eddie’s greatest motivator is his family. Nearly everything he does for his business leads back to his family in one way or another. For Eddie, personal success is being able to support his family on one income. He also tacks on “watching my kids become respectful adults,” to his definition of success.

 

He is a loving husband and a proud father of two. His son is currently a freshman at California State University, Fullerton, and his daughter is currently a freshman at Leigh High School in Los Gatos. Eddie adds that he is considered a disabled veteran which means that his children’s college tuition is free as long as it is UC or another state university. He also adds that his family fosters kittens and they are on their sixth batch of fosters.

 

When he is not working, he and his family love hiking and watching scary movies. Beyond his family, he also likes to go to happy hours with his friends and industry partners.

 

He used to love mountain biking but suffered two serious bike crashes in 2018 and 2020. In 2018, he tore the ligaments in his AC, and in 2020 he tore his knee and patella tendon ultimately requiring surgery. “I’ve not been back on a bike since the last crash as both took over a year of rehab each time.” While he adamantly wants to get back on and misses riding, the trauma from the crashes is holding him back. However, his love of the outdoors has not been affected.

 

Eddie’s love for his family is undeniable and his love for his family directly translates to his dedication to his career. He lists his greatest achievement as “getting married, serving my time in the Military, and having my kids.” He shares that it is watching his children grow up that brings him the greatest fulfillment and happiness. “Seeing my son off to college and become a man gave me a few tears of joy and happiness for him in his journey to adulthood remembering my time when I was 19 and off to bootcamp and seeing the world.”

 

There is no doubt that Eddie Garcia puts all of himself into his work for the sake of what matters most to him in life. For anyone in need of a loan, Eddie Garcia with U.S. Bank is an assured success for all parties.

 

Website: https://mortgage.usbank.com/ca-san-jose-eduardo-garcia